Intelligent Direct Deposit helps you send and receive money quickly through your favorite personal finance apps like Venmo and MasterPass. However, some services charge a fee, and they want you to know about them
What time to hit direct deposit wisely
When does direct deposit hurt wisely? Is it wise to deposit early direct? A smart direct deposit is to aim for 9am on your payday.
For example, if you are paid on the 15th, the 3rd, or perhaps the 14th, you will be paid on or before 9am that day. This time, however, may vary depending on your time zone.
Taking a deposit wisely gives you access to your paycheck funds up to 2 days before payday. Additionally, you can get direct access to your government benefits for up to 4 days. However, to get better information about this, you should visit the website wisely.
Sometimes when your direct deposit doesn’t show up as planned, it’s simply because it took a few extra days to process.
This could be due to a holiday or the money transfer request was accidentally left after business hours. The money may appear the next day.
Cards can be intelligently added to mobile wallets for use at participating stores, online and in apps that accept Apple Pay, Samsung Pay and Google Play.
How Intelligent Direct Deposit Works
You have to fill the enrollment form, and after approval, get a card within 7-10 days, you have to activate the card with your wisdom here activatewisely.com Or in the Wisely app Set up an initial direct deposit 2 days in advance to receive payment.
You can load funds from other sources of income, including government benefits, check deposits on your mobile device, and more.
After that, download the app and opt-in to pay up to 2 days in advance at no extra cost You can get the myWisely app for free from the Play Store on Android and the App Store on iOS.
How to transfer money from your smart card
If you have the Wisely app, you can easily transfer money from your account. To transfer money from the card, simply log into your account in the app and follow the prompts on your screen
You can also check your Wisely card balance, view your transaction history and much more through this app. If you don’t have the app on your device, this article will teach you how to download the app. So, keep reading.
How long does it take to transfer money wisely?
After you complete the transfer process, the account you set as the recipient will be verified. It will take about 3 business days. If the account is with another financial institution. After that, it takes up to 3 business days to complete your transfer request
How to sign up for early direct deposit
- Set up direct deposit by giving your employer your account and routing number
- Download the My Wisely app or enter Account with your wisdom www.myWisely.com/direct To begin with.
- You can download the app from App Store or Google Play
- go Account SettingsSelect Direct Deposit, and slide the button to enable direct deposit first
- In account settings, choose an alert setting and edit your setting so you’ll be notified as soon as your payment arrives.
My smart app
This app will help you check your Wisely card balance, view your transaction history and much more. You can also transfer through this app. This app is free to use and available for download on Android and iOS devices.
How to Download My Wisely App on Your Android Device
The steps below will help you download the app on your Android phone or tablet
- Turn on your Android device and connect it to the Internet.
- Tap the “Google Play Store” icon on your device to open it.
- Use the virtual keyboard on your device to type “My Wisely App” in the search bar.
- Select “Install” when the app appears on your screen.
The app will be downloaded to your Android device. You can launch it now and sign in or create an account if you don’t have one
How to download My Wisely app on your iOS device
If you are using an iPhone or iPad, follow the steps below to download the My Wisely app:
- Turn on your iOS device.
- Connect it to a high-speed Internet network
- Go to the App Store on your device.
- Use the search option to locate “My Weasley App” in the App Store.
- When the app appears on your screen, select “GET” to download it.
With this, the app will be installed on your device.
When does direct deposit hit?
Many employees can expect payroll direct deposit to reach their accounts by midnight the day before the pay date. You can get your money well before you arrive at work on payday.
Direct deposit hours for major banks are:
Bank: During Direct Deposit
Citi Bank: During Direct Deposit
Fidelity Bank: Monday to Tuesday or same day if done before 6pm or 5pm.
Citizen Bank: Same day
PenFed Credit Union: 6 am EST on the day the deposit is received.
Frequently Asked Questions
What is a direct deposit?
Early Direct Deposit Wisely allows cardholders to access direct deposit funds up to 2 days prior to the posted pay date and up to 4 days prior for government benefits.
How does early direct deposit work?
Once you’ve wisely opted-in to get your salary directly on the card and receive early direct deposit, it’s easy to do:
- Your employer will deposit the salary in their bank
- Wisely accepts employer’s payment instructions
- Deposit funds wisely after processing
- You can receive payment up to 2 days in advance, but it may be less depending on when they receive the payment instructions
Is there a fee to get an early direct deposit?
No, there is no cost to get direct deposit early
If I already have a direct deposit set-up, do I need to opt-in for early payments?
Yes, you must choose Early Direct Deposit, even if you now have direct deposit set up for your salary. It’s simple and easy. enter Download here or the myWisely® app and go to your Account Settings > Direct Deposit. Agree to the disclosure by sliding the Start Direct Deposit button and enable direct deposit early
Does my employer have to use ADP for payroll for me to receive direct deposit early??
No, no need to use it.